Privacy Policy
Final Expense Help ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or contact us for insurance information.
By using this website or submitting your information, you consent to the practices described in this Privacy Policy.
1. Information We Collect
We may collect the following types of information:
Personal Information You Provide:
Name, email address, phone number, and mailing address
Date of birth and age
Health-related information (for insurance quoting purposes)
Any other information you voluntarily provide through forms, phone calls, or communications
Automatically Collected Information:
IP address, browser type, and device information
Pages viewed, time spent on pages, and navigation patterns
Cookies and similar tracking technologies (see Section 7)
2. How We Use Your Information
We use the information we collect to:
Connect you with licensed insurance agents and insurance carriers
Provide you with insurance quotes and policy information
Respond to your inquiries and customer service requests
Send you relevant information about final expense insurance options
Improve our website, services, and user experience
Comply with legal obligations and prevent fraudulent activity
Analyze website traffic and marketing effectiveness
3. How We Share Your Information
We may share your personal information with:
Licensed Insurance Agents and Carriers:
When you request information or quotes, we share your information with licensed insurance professionals and insurance companies who can assist you with coverage options. These third parties may contact you via phone, email, or mail.
Service Providers:
We may share information with trusted third-party service providers who assist us with website hosting, analytics, marketing, customer service, and other business operations. These providers are contractually obligated to protect your information and use it only for the services they provide to us.
Legal Requirements:
We may disclose your information if required by law, court order, subpoena, or government request, or to protect our rights, property, or safety, or the rights of others.
Business Transfers:
If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
We do not sell your personal information to third parties for their independent marketing purposes.
4. Third-Party Links
Our website may contain links to third-party websites, including insurance carrier websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
5. Your Consent to Be Contacted
By submitting your information through this website or calling the number provided, you expressly consent to be contacted by us, our partner insurance agents, and insurance carriers regarding final expense life insurance products and services.
Contact may be made via:
Telephone (including calls to cell phones, which may use autodialed or prerecorded messages)
Email
Text message (SMS)
Direct mail
You may receive communications even if your number is on a Do Not Call registry. Your consent is not required as a condition of purchasing any goods or services.
6. Data Security
We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
7. Cookies and Tracking Technologies
We use cookies, web beacons, and similar technologies to:
Remember your preferences and settings
Analyze website traffic and user behavior
Deliver targeted advertising and measure ad performance
Improve website functionality
You can control cookies through your browser settings. Disabling cookies may limit your ability to use certain features of our website.
Third-Party Analytics and Advertising:
We may use third-party services such as Google Analytics, Facebook Pixel, and other advertising platforms to track and analyze website usage and deliver relevant advertisements. These services may collect information about your online activities over time and across different websites.
8. Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, including:
Access: Request a copy of the personal information we hold about you
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your personal information (subject to legal obligations)
Opt-Out: Unsubscribe from marketing communications or request to stop being contacted
To exercise these rights or if you have questions, contact us using the information in Section 11.
California Residents:
If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA). For more information or to submit a request, please contact us.
Opting Out of Communications:
To opt out of marketing communications:
Click "unsubscribe" in any marketing email
Reply "STOP" to any text message
Contact us directly to request removal from our contact lists
Please note that even if you opt out of marketing communications, we may still send you transactional or administrative messages related to your inquiries or requests.
9. Children's Privacy
Our website and services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a new "Last Updated" date. Your continued use of our website after changes are posted constitutes your acceptance of the revised policy.
11. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us using this form.
12. Disclaimer
This website is operated for advertising and informational purposes. We are not an insurance company and do not provide, underwrite, or issue insurance policies. We connect consumers with licensed insurance professionals who can assist with final expense life insurance options.
By using this website, you acknowledge that you have read and understood this Privacy Policy.